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Relationships

Like Money in the Bank (Site: destinationCRM.com) September 2001
Customer-centric online banking is coming soon to a PC, laptop, and wireless device near you. by Jack Fields

Building brand value in a changing banking industry (Site: NorthernLight) March 2001
The importance of brand by Richard Schreuer, consultant

Customer Managed Relationships (CMR) (Site: Patricia Seybold Group) April 5, 2001
CRM versus CMR: Which do Customers Want? A Little Point/Counterpoint -- If customers control relationships, who carries the burden of maintaining that relationship? by Ronni T. Marshak & Patricia B. Seybold

Beware the Perils of Closed-Loop Marketing (Site: Patricia Seybold Group) August 2001
Why Closed-Loop Strategies and Solutions Can Kill Customer Relationships by Lynne Harvey

Puttin' on the Ritz (Site: destinationCRM) May 2001
Great customer service involves more than a sentiment. Here's how to build a staff that makes every contact with your company positively memorable. by Stacey L. Bell

Five Myths of CRM (Site: IDG ComputerWorld) May 31, 2001
What is the myth vs. reality of customer relationship management (CRM)? by Kevin Rosen

E-mail and the Permission Continuum (Site: Digitrends.net) June 11, 2001
E-mail campaigns with high response rates not only carry the advantage of a lower cost per lead but also a better branding effect and minimal aggravation. by Roger Sant

Success One Account At a Time (Site: Business 2.0) April 9, 2001
Account development is driven by improvement in customer loyalty. But it's still good for your bottom line. by Don Peppers and Martha Rogers

Saving Customers' Time: Master Customer Scenario Design (Site: Patricia Seybold Group) April 20, 2001
How Tesco Uses Customer Scenarios to Improve Customer Experience by Patricia B. Seybold

Missing Competency: Scenario-based Design (Site: Patricia Seybold Group) May 1999
How to Turn Your Web Site and E-Business into a Profitable, Effective Customer Environment by Patricia Seybold, author of Customers.com

Is CRM really about Relationships? (Site: MarketingProfs) February 2001
True relationships are a two-way street by Allen Weiss

Individualize (Site: CUES) Dec. 1998
Marketers will strengthen credit unions one member at a time. by Kristin Gilpatrick

CRM a priority? The lack of initiatives suggests not (Site: Financial Services Marketing) March 2001
A new Peppers & Rogers/FSM study finds more bark than bite by Holly Sraeel

Technology neighborhood

Principles for Credit Union Web Design Strategy January 2001
The Customer Revolution has it right; we just need to change customers to members by Morriss M. Partee

Top Ten Ideavirus Tips October 2001
The single secret of Internet marketing success is this: ideas that spread, win. by Seth Godin

The US eBanking Report September 2001
A vast majority of banks in the US have not yet mastered the art of marketing. However, the US eBanking Report from eMarketer finds that with a dominance of the financial product most needed by consumers -- the checking account -- and a growing online presence, banks are perfectly positioned to utilize new technology and catapult other financial service organizations into modernization. by eMarketer

Bank of America making waves in online banking (Site: Bank Technology News) May 2003
She’s worried about her kid’s backpack. She’s trying to fix a snack quickly. She’s got a laptop on the kitchen counter where she should be preparing food. She hits the laptop when the microwave is set—three minutes. She logs on. She pays her bills for the month. She’s one of a million looking to squeeze tons of activity into what feels like a nanosecond. Actually, she’s one of 5.2 million Bank of America on-line customers, one of Internet banking’s biggest success stories. by Mark Bruno

Making your web site useful to your members December 2000
A useful web site begins with strategic planning by J. Steven Tripp, partner, Futureville

Mission Critical Info on E-mail Lists (Site: Digitrends.net) June 20, 2001
Before you rent an e-mail list, do your homework. Here are some tips. by Seana Mulcahy

Let Your Customers Decide (Site: Business 2.0) May 11, 2001
Customers who get to choose their own preferences will be more receptive to email marketing. by Tom Hespos

Websites That Waited...And Won (Site: Business 2.0) April 2001
[Offline companies] didn't want to advertise offerings that overpromised and underdelivered. "It's so difficult to redeem your brand once you have broken the promise," says Scott Kraft, a partner with New York branding agency Sterling Group. by Jennifer Gilbert

Never underestimate the power of email (Site: eMarketer) March 2001
536 billion email messages were sent in the US in 2000 by Jonathan Jackson

Harnessing the Killer App: E-mail (Site: Digitrends.net) February 28, 2001
To effectively build relationships and maintain a dialogue with Web site visitors and customers, marketers need to quickly harness the power of e-mail marketing and make themselves heard. by Cheryl Rickman

It May be a Profile, But it Sure Ain't a Work of Art. It's Not Making Money (Site: Financial Services Marketing) April 2001
As sophisticated data manipulation in the search for profitable customers becomes harder to justify, financial companies look for quick hits by Jeanne Burke

Digital Marketing Hits the Mainstream (Site: Business 2.0) April 2001
Marketing executives of five of the biggest offline companies discuss the impact of the Internet on their strategies. by Beth Snyder Bulik, Jennifer Gilbert

E-Mail Marketing Boom through 2003 (Site: Digitrends.net) June 20, 2001
The e-mail marketing industry is projected to exceed $1 billion by 2003, according to a new report from market analysis firm Aberdeen Group. by Brent Marcus

No Web Page, No Worries (Site: Creditunions.com) April 30, 2001
The infatuation with all things Net and Web isn't at the heart of things at Connecticut State Employees Credit Union, Hartford. by Carol Anne Burger

E-Marketing on a Shoestring (Site: Business 2.0) April 25, 2001
Marketing columnist Jeffrey Graham offers advice to Web marketers with limited budgets. by Jeffrey Graham

Users Aren't Happy in Captivity (Site: Business 2.0) April 12, 2001
Marketing columnist Blake Rohrbacher debunks the myth of stickiness. by Blake Rohrbacher

Email Basics (Site: HitBox.com) April 3, 2001
With e-mail marketing being such a hot topic today, it might be useful to outline the basics... by HitBox.com

Ready or Not, Prepare for Open Finance (Site: CUES) August 2000
Most credit unions, and for that matter most companies, are not truly prepared for the new way of doing business that’s developing on the Internet horizon. by Kristin Gilpatrick

Strategy neighborhood

Let Your Fingers Do the Walking September 2001
The next time you get a phone call from your yellow pages representative asking if you’d like to expand your listing, Just Say No. by Gary Zenker

Marketing During Wartime (Site: Business 2.0) 3/13/03
With war looming and the economy sputtering, figuring out a shrewd marketing strategy is only getting more complicated. Business 2.0 turned to Pradeep Chintagunta, professor of marketing at the University of Chicago Graduate School of Business, for some advice. by Pradeep Chintagunta

Cool Design Won't Save A Dud Product (Site: Business 2.0) March 11, 2002
Ever since the iMac, shelves have been littered with bold failures. Here's how to get it right. by Bob Parks

Get Out of the Auto Lending Business August 27, 2001
Is this guy crazy? Get out of the lending business? "We want more of it", I hear you saying. That’s exactly why you need to get out of it. by Gary Zenker

Managing Your SEG Development Efforts September 2001
Use technology to avoid cold-calling potential new SEGS. by Mary Falcon

We're right-side-up; now, how do we grow? Nov. 2000
Is growth necessary? If so, how do we achieve it? by Jim Ray, President, Broward Schools Credit Union

Rising Stars, Burning Ambition (Site: Financial Services Marketing) April 2001
CMOs have become part ad pro, part researcher, part product developer, part Webmaster and full-time brand titan—in effect, a program director for financial institutions. The main objective: ensure that customers are satisfied by developing an intuition about what fosters an emotional connection between a customer and his institution. by John Adams

Michael Porter's Big Ideas (Site: Fast Company) March 2001
The world's most famous business-school professor is fed up with CEOs who claim that the world changes too fast for their companies to have a long-term strategy. If you want to make a difference as a leader, you've got to make time for strategy. by Keith Hammonds

Is Sales From Mars, and Marketing From Venus? (Site: MarketingProfs.com) 6/3/2003
You've heard it before many times, the seemingly endless "he said, she said" debate between sales and marketing. Many CEOs feel like they are counselors and could write John Gray's next relationship advice book.

Clearly, the "counseling" approach isn't working, as the divorce rate between software companies and their marketing leadership is extremely high. Can anything be done to fix their issues? by Scott Santucci

The Requirements of Being No. 2 (Site: CreditUnions.com) April 9, 2001
Everyone wants to be number one. No one wants to come in second place; except credit unions in their business strategy. Chip Filson comments on why almost all CU managers and boards would describe their goal as being a "fast follower" or second-to-market. by Chip Filson

First Tech CU does part for advertising art (Site: The Business Journal Portland) February 2001
Managers at Beaverton's First Tech Credit Union found it difficult to narrow members' suggested scripts for television commercials down to one contest winner. by Robert Goldfield

Living Richly at Citibank Means There's More to Life Than Money (Site: Financial Services Marketing) January 2001
After three chaotic years, Citi is finally getting in touch with its inner self—its customers. Its new ad campaign brings a common-man touch to reinforce that life—and finance—is about living. by Bob Kapler

How Good is Your Value Proposition? (Site: CUES) August 2000
Everybody should be able to readily define your value proposition, the reason someone does business with you," explains John Zells, co-author of CUES new manual Outrunning The Competition: Relationship Management, on the customer relationship management system Zells and IBM Southeast EFCU pioneered by Kristin Gilpatrick

Marketing Strategy Unplugged (Site: Goizueta Magazine) Sept. 2000
Anil Menon and Sundar Bharadwaj, both associate professors of marketing, received this year's Marketing Science Institute/H. Paul Root Award for their article in the prestigious Journal of Marketing on the key ingredients for making a successful marketing strategy. by David Black

Dallas Credit Union Maps Out Growth Using Spatial Analysis (Site: Microbanker) June 2000
The Dallas Teachers Credit Union ($760 million) noticed a trend among its competitors toward one-to-one marketing about three years ago. “We realized that the shotgun approach to marketing was not going to work for us too much longer,” says Jerry Thompson, vp/cio at DTCU. The full-service credit union decided to implement a customer relationship system containing a spatial analysis component that has been instrumental in increasing their potential customer bases almost 10 fold. by Roy W. Urrico

Is Your Internet Co-Branding Strategy Off Track? (Site: Marketing Profs) March 2001
There's no denying the benefits to be gained from a careful co-branding strategy. But most firms on the net today mistakenly believe they are engaged in a co-branding campaign when in fact they aren't. by Jonathan Schreiber

New Marketing Models: Easy in Theory, Difficult in Practice (Site: MarketingProfs) April 2001
A look at the real changes to marketing that the internet has created. by Allen Weiss

Financial Funnel (Site: Bank Administration Institute) April 2001
Bankers may not wholeheartedly embrace account aggregation, but they will need to offer it if that's what customers want. Ever since the first Internet banking application was launched nearly six years ago, bankers have scrambled to keep ahead of the learning curve. With so many new technologies in play, executives can never be sure when something is a flash-in-the-pan or the next big thing. by John R. Engen

What are the Basic Principles of Marketing? (Site: MarketingProfs) October 2000
So you want to do marketing. You’ve got to know the rules, but what are they? Often the strategies and tactics and day to day operations make us forget some basic principles. by Marketing Profs

What is Strategy (Site: Harvard Business Review) November 1996
Today's dynamic markets and technologies have called into question the sustainability of competitive advantage. Under pressure to improve productivity, quality, and speed, managers have embraced tools such as TQM, benchmarking, and reengineering. by Michael E. Porter

Increasing Loan Portfolios neighborhood

Blind Faith (Site: Bank Administration Institute) Nov. 2000
Credit scoring has revolutionized lending, but critics worry institutions are pushing this technology beyond its limits. by John R. Engen

Selling Plastic Makes Good Sense (Site: CreditUnions.com) April 10, 2001
Wayne Vann has a "tip" for other credit union CEOs confounded about what to do with their ailing credit card portfolios: sell plastic. The CEO of the $179 million-in-assets Navy Army FCU in Corpus Christi, Texas said, "I'd recommend they sell." by Carol Anne Burger

Career Center

Job Jumping: The New Corporate Ladder (Site: HotJobs.com)
The Old Model says that Workers are faithful, loyal, trustworthy and true ...but things have changed. Get the 411 on strategic job-jumping. by Gordon Miller

Why Marketing Gets No Respect (Site: MarketingProfs)
People who work in marketing often get less respect than others in an organization. We'll tell you why and what you can do about it. by Marketing Profs

Why women make better managers (Site: MSN bCentral) August 2002
Studies show that both male and female styles of leadership can be effective. But when compared side by side, "female" has the edge. by Joanna L. Krotz

How to Handle a Job Performance Review (Site: Monster.com)
Performance reviews have the potential to be a catalyst for good things ahead. Learn how to make the most of your next sit-down with the boss. by Sylvia Ho

The Extras Can Get You Promoted (Site: Monster.com)
Call it schmoozing; call it climbing the corporate ladder; call it whatever you want. But if you're interested in career advancement, learn the keys to getting promoted. by J. Michael Farr

Job Growth Outlook: Banking & Finance (Site: Monster.com)
* What's on the horizon for those working in banking and finance * The most and least in-demand niches for each field by Dona DeZube

Marketers Earning More Respect (Site: CUES) October 2000
Outside of the credit union environment, are marketers given the recognition they deserve for the important function that they fulfill? The answer is... by Diane Franklin